Retirement

When the time comes to retire, you may be entitled to a retirement pension from a public plan, like the Québec Pension Plan, and if you may have sources of income from private pension plans, such as supplemental pension plans, locked-in retirement accounts (LIRAs) or life income funds (LIFs).

You should also be aware of some things that may change during your retirement years.

Québec Pension Plan after you retire

Retirement (public-sector pension plans)

You participate in the RREGOP or the PPMP and you have questions about your retirement.

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Voluntary Retirement Savings Plans (VRSPs)

Retiring as a couple

Whether you are married, in a civil union or de facto (common law) spouses, your union can have an effect on your retirement income. The breakdown of…

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Change in situation

This section describes what you need to know if your situation changes while you are receiving a retirement pension under the Québec Pension Plan or…

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Transition toward retirement

Whether it is related to the Québec Pension Plan (QPP), your workplace pension plan, your personal savings and/or your employment earnings, there are…

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LIRAs and LIFs

General information on Québec locked-in retirement accounts and life income funds.

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Income from a supplemental pension plan

Pension plans in the private, municipal and university sectors

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Information sessions concerning retirement

Retraite Québec provides businesses and organizations with the following tools to help their employees better plan and prepare for their retirement.

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