Pension plans in the private, municipal and university sectors

Supplemental pension plan

A supplemental pension plan is a contract by which an employer acting alone or an employer and its employees who are members of the plan are required…

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Advantages

Whether a plan is a defined contribution plan, a defined benefit plan or a simplified pension plan (SIPP), it will nicely complement public plans…

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Setting up a supplemental pension plan

Who decides to set up a supplemental pension plan? Usually, a company's union or other employee group proposes the creation of a pension plan. The…

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Defined contribution pension plans

Target-benefit pension plan

The target-benefit pension plan is a specific type of supplemental pension plan that has its own particular rules.

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Defined-benefit pension plans

Multi-employer negotiated-contribution plan

On 2 April 2015, the Supplemental Pension Plans Act was amended to introduce Chapter X.2, which deals with the application of special provisions for…

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Member-funded plan

Definition of a member-funded pension plan

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Simplified pension plan

A simplified pension plan (SIPP) is a written contract by which an employer only or an employer and workers are required to make contributions in…

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Annuity contract

An annuity contract is a contract under which, in consideration for capital originating directly or initially from a supplemental pension plan, an…

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Contact the administrator

This section provides the information required to contact the administrator or the person who represents it regarding locked-in retirement accounts …

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To question or contest a decision

To obtain more information about one of our decisions.

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