Planning for retirement, or what?

Retirement seems so far away. It is difficult to plan for the future... We want to enjoy life now, live at 100 miles an hour, treat ourselves from time to time (because we deserve it). The problem is that we would like to keep that pace once we have retired. It is better to think about it now.

Yes, financially preparing for retirement can be unpleasant. The exercise seems difficult, even impossible to carry out for many. In these difficult economic times, it is still a bit more painful. Putting your head in the sand is not the solution. Your retirement will come, whether you plan it or not. You'd better realize it as soon as possible and act accordingly, one small gesture at a time.

Fortunately, thanks to Québec's retirement system, you are not alone to cover your bases. The Québec Pension Plan provides you with basic income, which is guaranteed until death and increases each year because it is adjusted to the cost of living. The Old Age Security pension (OAS) also contributes to ensuring you income. Are you a member of a workplace pension plan? Do you have personal savings? Get an overview of your situation to get a clearer picture. Then, set yourself some goals and take the means necessary to reach them.

Save what you can and adapt your strategy if your situation changes. It is important to have a plan and review it often.

Would you like to take matters into your own hands and dream about the future?

Take your first steps in financial planning for your retirement: retraitequebec.gouv.qc.ca/jeplanifie/en