2022 Benefit amounts and key data

The amount of the Family Allowance payments varies from one family to another. The calculation takes into account:

  • the number of dependent children under age 18 who live with you
  • the number of children in shared custody
  • the family situation (single-parent or two-parent)
  • the family income, that is, the combined income of both spouses, if applicable.
Maximum and minimum yearly amounts - 2022
Maximum amount 2022 Amount
Each child$2614
Single-parent family +$917
Minimum amount 2022 Amount
Each child$1040
Single-parent family+$365
Yearly amount for the purchase of school supplies - 2022
Supplement for the Purchase of School Supplies$108
Yearly amounts for a handicapped child - 2022
Supplement for Handicapped Children$2460
Supplement for Handicapped Children with Exceptional  Care 
Tier 1$12 420
Tier 2$8268

Understanding the indexation of prensions under the Québec Pensions PlanText version (French only) This link will open in a new window.

Basic information on the Québec Pension Plan in 2022
Maximum Pensionable Earnings$64 900
Basic exemption$3500
Contribution rate
Base plan 10.80%
Additional plan 1.5 %
Maximum contribution for workers and employers 
Base plan (5.4%)$3315.60
Additional plan (0.75%)$460.50
Maximum contribution for self-employed workers 
Base plan (10.80%) $6631.20
Additional plan (1.5%) $921.00
Indexation rate for benefits as
at 1 January 2022
2.7%
Maximum amount for lump-sum
Death benefit$2500
Maximum monthly amounts See (note 1)
Retirement pension
Age 65 (100% of the maximum pension)$1253.59
Age 60 (64% of the maximum pension)$802.30
Age 70 (142% of the maximum pension)$1780.10
Disability benefits
Disability pension$1463.83
Additional amount for disability for retirement pension beneficiaries$524.61
Pension for a disabled person's child$83.99
Survivors' benefits
Orphan's pension$264.53
Surviving spouse's pension See (note 2)
Beneficiary under age 45. not disabled. without dependent children$602.86
Beneficiary under age 45, not disabled, with dependent children$955.61
Beneficiary under age 45, disabled, with or without dependent children$993.10
Beneficiary between ages 45 and 64$993.10
Beneficiary age 65 or over$746.65
  1. Note 2 Pensions are calculated by using the average maximum pensionable earnings for the last five years. The amounts paid under the additional plan are included in the maximum amounts shown.Revenir à la référence
  2. Note 3 Pension calculated with respect to contributors who were not receiving a retirement pension.Revenir à la référence

Key data for 2022
Rate of increase of the Pension Index
(This rate is used according to the indexation formula for each plan.)
2.7%
Maximum pensionable earnings (MPE)$64 900
Basic exemption under the QPP$3500
Plan exemption (RREGOP, PPCT)$16 225See (Note 1)
Plan exemption (PPMP, RPSO)$22 715
Reduction factor (RREGOP, PPCT)0.0178
Applicable compensation rate (PPMP, RPSO)3.02%
Contribution rate:
RREGOP and PPCT (USee (Note 2))10.04%
PPCT (NUSee (Note 3))9.04%
RPCHCNS.O.
PPFEQ0%
PPFEQ(NU)0%
PPEMO5.26%
PPCJBJS.O.
PPCJQ9% and 1% after 21.7 years
PPMNA9%
SPMSQ11.33%
PPMP12.29%
RPSO12.29%
PPPOCS10.63%
PPPOCS(QPSee (Note 4))11.63%See (Note 5)
Maximum pensionable salary:
RREGOP, PPMP, TPP, CSSP, PPCTSee (Note 6), PPFEQ, RPCHCN$193 715
PPCJBJ$228 000
PPCJQ$245 844
PPMNA$195 429
SPMSQ, PPEMO$171 000
PPPOCS$187 225
RPSO See (Note 7)$201 176
Interest rate (from 1 June 2022 to 31 May 2023) for the plan established based on rates of return:
RREGOP, PPCT10.63%
PPPOCS11.18%
PPMP, RPSO10.35%
Interest rate (from 1 June 2022 to 31 May 2023) administrative established based on an external rate0.87%
Maximum annual amount of a pension granting entitlement the payment of its actuarial value$1823 
RRSP contribution ceiling$29 210
Maximum pension adjustment (PA)$30 180
Maximum defined benefits$3420.00 
Buy-back ceiling for years prior to 1990$2280.00 
  1. Note 1 No contributions are payable if the salary is $22 715  or less (35% of the MPE). Return to reference
  2. Note 2 U : unionized.Return to reference
  3. Note 3 NU : non-unionized.Return to reference
  4. Note 4 Person eligible for the PPPOCS whose employment is covered by the RREGOP or PPMP.Return to reference
  5. Note 5 The member contribution must correspond to the lesser of: pensionable salary x 9%
    OR
    [pensionable salary – the lesser of (pensionable salary x 25%) OR (25% of the MPE x harmonized service)] x rate of contribution. Return to reference
  6. Note 6 The maximum pensionable salary for years subject to a rate of 1.6% is $242 144.Return to reference
  7. Note 7 The maximum pensionable salary used to limit the benefit for years subject to a rate of 2% is $171 000. Return to reference

Data for 2022
LIF reference rate for 20226%
Maximum pensionable earnings (MPE) See Note 1 $64 900
Maximum temporary income (40% of MPE)$25 960
Maximum monthly temporary income under age 54$2163.33
  1. Note 1 Used to determine income or refunds.Revenir à la référence

Data for 2022
Maximum pensionable earnings (MPE) See Note 1 $64 900
  1. Note 1 Used to determine benefits or refunds.Revenir à la référence
Required fees per member or beneficiary
As of 31 December 2021$11.60 per member or beneficiary
The fee schedule lists the fees for the annual information return and to register or terminate a pension plan.  

Data for 2022

Default member contribution rate
(section 22 of the Regulation respecting voluntary retirement savings plans This link will open in a new window.)

4% of gross
Maximum pensionable earnings (MPE)See Note 1 $64 900
  1. Note 1 Used to determine refunds.Revenir à la référence
Required fees per member

Annual statement as at 31 December 2021
(section 11 of the Regulation respecting voluntary retirement savings plans This link will open in a new window.

$5.65 per member
Obligation of employers
By 31 December 2022

The employer must offer a VRSP or another plan allowed under the Voluntary Retirement Savings Plan Act if it has:

  • 5 or more eligible employees on 31 December 2021, and
  • 10 or more eligible employees on 30 June 2022.
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