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Pensions and benefits for spouses, children and heirs

  • Step 1
    Consult all situations concerning a deceased person.
  • Step 2
    Create the list of pensions and benefits to which you could be entitled.

Pension plans

The deceased worked:

If the deceased worked in Québec, his or her spouse, children or heirs could receive one or more benefits paid under the Québec Pension Plan.

Find out more and apply for benefitsEligible person(s):Add to your customized list
Find out about the
death benefit		Person who paid for funeral expenses, heirs or liquidator
 
Find out about the
surviving spouse's pension		Recognized spouse
 
Find out about the
orphan's pension		Minor child whose parent has died
 

If the deceased worked in one of those sectors or in the Québec public sector, his or her spouse, children or heirs could receive one or more benefits paid under Québec public-sector pension plans.

Find out more and apply for benefitsEligible person(s):Add to your customized list
Find out about
survivors' benefits		Recognized spouse or heirs
 
Find out about
life insurance		Heirs
 

If the deceased worked in the private, municipal or university sectors and contributed to a supplemental pension plan (SPP), his or her eligible spouse or the successors (e.g.: the designated beneficiaries or the heirs) could be entitled to a death benefit under the pension plan.

Find out more and apply for benefitsEligible person(s):Add to your customized list
Find out about
death benefit		eligible spouse or successors
 

If the deceased was an employee, a self-employed worker or a business owner and he or she contributed to a voluntary retirement savings plan (VRSP), his or her eligible spouse or the successors (e.g.: the designated beneficiary or the heirs) could be entitled to a death benefit under the pension plan.

Find out more and apply for benefitsEligible person(s):Add to your customized list
Find out about
death benefit		eligible spouse or successors
 

Retirement savings

The deceased held:

If the deceased held a locked-in retirement account (LIRA) or a life income fund (LIF), the eligible spouse or the successors (e.g.: heirs) could be entitled to a death benefit.

Find out more and apply for benefitsEligible person(s):Add to your customized list
Find out about
death benefit		eligible spouse or successors (e.g.: heirs)
 

Family situation

The deceased was:

Family Allowance payments could be made to the person who will be responsible for the child.

Find out more and apply for benefitsEligible person(s):Add to your customized list
Find out about
Family Allowance 		Person responsible for a child
 
  • If the deceased was receiving Family Allowance payments under his or her name, those payments will stop. Please call us at 1 800 667-9625 to inform us of the beneficiary's death to avoid receiving overpayments.
  • If you are already receiving Family Allowance payments under your name, the benefit amounts might be reviewed. Please inform us of the beneficiary's death by calling us at 1 800 667-9625.
  • If a new person is responsible for a child following the beneficiary's death, he or she must file an Application for Family Allowance.

In his 2025-2026 Budget Speech, Québec's Minister of Finance, Mr. Éric Girard, announced that, as of 1 July 2025, the government will extend Family Allowance payments by 12 months for parents bereaved following the death of their minor child. The extension will also cover the amounts paid to the parents of children eligible for the Supplement for Handicapped Children and the Supplement for Handicapped Children Requiring Exceptional Care.

For more information, consult the "Supporting Quebecers" section of the 2025-2026 Budget Speech This link will open in a new window. on the Ministère des Finances du Québec's website.

We will continue paying your Family Allowance during the quarter in which the death occurred, regardless of the frequency of the payments. No claim will be made if an overpayment is made after that quarter.

If your child died in Québec, the Directeur de l'état civil will inform us. No further action is required from you. If the death occurred outside Québec, please call us to inform us.

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