Example of a Statement of Contributions

To make it easier to understand, an example of the Statement of Contributions is provided below. Expressions underlined by a dotted line are clickable to obtain more information.


Statement of Contributions
Public-sector pension plan

Government and Public Employees Retirement Plan (RREGOP)

FIRST NAME LAST NAME 
Identification NumberXXXXXXXXXX
Date of beginning of participationApril 2, 1984
Date of the Statement of ContributionsMarch 24, 2015
Contributions with interest as at 2013‑12‑31$ 232 962,69
  Service credited for eligibility purposes
(year(s))
Service credited for calculation purposes
(year(s))
Contribution ($) Pensionable salary ($)
YearsRegularLinked to buy-backs or transfersBuy-back or transfer periodRegularLinked to buy-backs or transfersBuy-back or transfer periodRegularLinked to buy-backs or transfers Declared Income Staggered retroactive adjustment Linked to buy-backs or transfersTotal per year
19840,7460  0,7460  766,09 16 181,15   16 181,15
19851,0000  1,0000  1 144,29 24 233,16   24 233,16
19860,9920  0,9920  1 259,27 27 314,17   27 314,17
19871,0000  1,0000  1 570,56 31 466,82   31 466,82
19881,0000  1,0000  1 787,59 34 813,52   34 813,52
19891,0000  1,0000  1 177,74 37 057,43   37 057,43
19900,6920  0,6920  1 411,46 27 089,18   27 089,18
19910,7770  0,7770  1 019,27 37 151,09 9 495,39 46 646,48
19920,2650  0,2650  686,67 12 792,06 34 005,33 46 797,39
19930,8000  0,8000  2 361,39 40 127,10 10 051,82 50 178,92
19940,8080  0,8080  2 493,26 42 216,08 10 058,27 52 274,35
19950,8270  0,8270  2 631,21 44 343,66 9 321,75 53 665,41
19960,9230  0,9230  3 314,43 53 118,20 4 445,21 57 563,41
19971,0000  1,0000  3 578,53 57 559,90   57 559,90
19981,0000  1,0000  3 577,55 57 895,99   57 895,99
19991,0000  1,0000  3 563,79 57 895,99   57 895,99
2000 2,9080  1,0000  2 558,47 60 974,70   60 974,70
20011,0000  1,00000,7990 From 1991‑11‑11 to 1992‑08‑302 593,866 481,6261 924,22   61 924,22
     0,2190From 1992‑08‑31 to 1993‑10‑10      
20021,0000  1,0000  2 752,49 65 157,77   65 157,77
20031,0000  1,0000  2 700,43 64 385,52   64 385,52
20041,0000  1,0000  2 728,04 65 168,54   65 168,54
20051,0000  1,0000  3 577,10 65 028,59   65 028,59
20061,0000  1,0000  3 724,80 67 488,72304,08  67 792,80
20071,0000  1,0000  4 172,61 74 411,73 (304,08)  74 107,65
20081,0000  1,0000  5 096,71 77 576,26   77 576,26
20091,0000  1,0000  4 906,65 75 240,13   75 240,13
20101,0000  1,0000  4 950,66 76 967,80289,59  77 257,39
20111,0000  1,0000  5 278,17 77 643,78(289,59)  77 354,19
20121,0000  1,0000  5 541,04 78 513,33283,71  78 797,04
20131,0000  1,0000  5 941,84 80 610,06(283,71)  80 326,35
Total29,7380 28,8480 95 347,59    

The Statement of Contributions presents, for each year, the details of your participation to your public-sector pension plan according to the information in your file on the date the document was issued. Any document produced subsequently could show different results following possible modifications to your participation data.

Events after December 31, 2013

The previous table presents participation data to your public sector pension plan for up to December 31, 2013. For reference, here is the information regarding the buy-backs or transfers registered in your file since that date.

  Service credited for eligibility purposes
(year(s))
Service credited for calculation purposes
(year(s))
Contributions ($) Pensionable salary ($)
YearsLinked to buy-backs or transfersBuy-back or transfer periodLinked to buy-backs or transfersBuy-back or transfer periodLinked to buy-backs or transfersLinked to buy-backs or transfers
2014  0,0658From 1991‑04‑24 to 1991‑05‑200,00 
   0,4883From 1993‑10‑12 to 1996‑05‑26  

Additional Information

  • Service credited for eligibility purposes includes mainly the periods during which you contributed, the ones you bought back or transferred to another plan, the ones which entitles to a pension credit or a paid-up annuity and the ones during which you were eligible to benefits from a mandatory salary insurance plan.

    • Service added to complete a year is a provision allowing you to have recognized a complete year of service for eligibility to a pension with the addition of service for a given calendar year. The provision only applies to years of service performed since January 1, 1987, and is in effect since January 1, 2000. In your Statement of Contributions, the service added to complete a year related to years 1987 to 1999 appears, if applicable, on the year 2000 line, in the Service credited for eligibility purposes section, column Regular. The total service added to complete a year is included to the regular Service credited for eligibility purposes with the result that the number indicated can exceptionally be higher than 1.0000 year of service for that calendar year.
  • Service credited for calculation purposes is expressed in years or parts of a year. A complete year corresponds to 260 days (200 days, mainly for teaching staff). A part of a year is explained, among other things, by a period of absence without pay or part-timework. For example, someone working full-time who takes time off for 39 consecutive calendar days during a year of 260 days will have 0.8500 year of service credited (221 ÷ 260).
  • Contributions are mainly the amounts you paid on your reported salary and the ones that are tax-exempt, and take into account tax limits. They also correspond to the cost of a buy-back of service or to the amounts transferred from another pension plan.
  • Pensionable salary is the salary used to calculate your benefits. It is composed of the three following elements:
    • Declared salary is the salary declared by your employer and from which your contributions are calculated, taking into account the tax-limits. It includes mainly the salary you actually received as well as the salary recognized for your periods of maternity leave, your eligibility to benefits from a mandatory salary insurance plan or an absence during which contributions to your plan have been deducted. However, it does not include the amounts paid for overtime nor some bonuses. Note that if you held more than one position during the same calendar year, that salary corresponds to regulated salary.
    • Staggered retroactive adjustment corresponds to amounts paid as salary increase or adjustment of income and which are spread over the years when they should have been paid. Please note that you have to subtract the retroactive amount included in the salary declared for the year when it was paid and staggered over the years concerned by the retroactivity.
    • Salary linked to buy-backs or transfers is the salary you would have received during the period covered by the buy-back or transfer and that is recognized by your public-sector pension plan.

If you notice that the data do not represent your personal circumstances, please contact your employer. He will advise us of the modifications to be made with the form Demande de modifications des données de participation à un régime de retraite (291) available in French only.

The information in this document is provided for information purposes only and does not replace the act and the regulations specific to your pension plan, which remain the only official reference at all times.

How to contact us

Via our website

www.retraitequebec.gouv.qc.ca

By phone

418 643-4881 (Québec City area)
1 800 463-5533 (toll free)

Hearing impaired

418 644-8947 (Québec City area)
1 855 317-4076 (toll free)

By fax

418 644-8659

In person or by mail

Retraite Québec
475, rue Jacques-Parizeau
Québec (Québec) G1R 5X3

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