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Québec Pension Plan
Public-sector pension plans (RREGOP, PPMP, etc.)
Pension plans of the private, municipal and university sectors
Locked-in retirement accounts (LIRAs) and life income funds (LIFs)
During retirement
Québec Pension Plan
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Finding pension plan
Close
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Payment dates
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Buy-Backs
Tariff schedules for certain service buy‑backs
Applicable rates for buy-backs of service with regard to an absence without pay or parental leave under the SPMSQ
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Applicable rates for buy-backs of service with regard to an absence without pay or parental leave under the
SPMSQ
[1]
Age of member on date of receipt of application for buy‑back
Rate for an absence without pay that began after 12 December 2000
Rate for a parental leave that began after 31 December 2005
Before 2020
In 2020
In 2021
After 2021
21
22.99%
7.66%
8.97%
10.35%
11.50%
22
22.35%
7.45%
8.72%
10.19%
11.33%
23
21.57%
7.19%
8.41%
10.19%
11.33%
24
20.79%
6.93%
8.11%
10.19%
11.33%
25
20.09%
6.70%
8.00%
10.19%
11.33%
26
19.20%
6.45%
8.00%
10.19%
11.33%
27
18.29%
6.61%
8.00%
10.19%
11.33%
28
17.77%
6.73%
8.00%
10.19%
11.33%
29
17.61%
6.84%
8.00%
10.19%
11.33%
30
17.72%
6.89%
8.00%
10.19%
11.33%
31
17.99%
6.91%
8.00%
10.19%
11.33%
32
18.26%
6.94%
8.00%
10.19%
11.33%
33
18.50%
6.96%
8.00%
10.19%
11.33%
34
18.82%
6.97%
8.00%
10.19%
11.33%
35
19.24%
6.98%
8.00%
10.19%
11.33%
36
19.61%
6.99%
8.00%
10.19%
11.33%
37
20.04%
7.00%
8.00%
10.19%
11.33%
38
20.65%
7.00%
8.05%
10.19%
11.33%
39
21.34%
7.11%
8.32%
10.19%
11.33%
40
21.80%
7.27%
8.50%
10.19%
11.33%
41
22.26%
7.42%
8.68%
10.19%
11.33%
42
22.88%
7.63%
8.92%
10.30%
11.44%
43
23.32%
7.77%
9.09%
10.49%
11.66%
44
23.67%
7.89%
9.23%
10.65%
11.84%
45
24.05%
8.02%
9.38%
10.82%
12.03%
46
24.57%
8.19%
9.58%
11.06%
12.29%
47
25.28%
8.43%
9.86%
11.38%
12.64%
48
25.77%
8.59%
10.05%
11.60%
12.89%
49
26.25%
8.75%
10.24%
11.81%
13.13%
50
26.96%
8.99%
10.51%
12.13%
13.48%
51
27.17%
9.06%
10.60%
12.23%
13.59%
52
27.30%
9.10%
10.65%
12.29%
13.65%
53
27.50%
9.17%
10.73%
12.38%
13.75%
54
27.57%
9.19%
10.75%
12.41%
13.79%
55
27.45%
9.15%
10.71%
12.35%
13.73%
56
27.12%
9.04%
10.58%
12.20%
13.56%
57
26.93%
8.98%
10.50%
12.12%
13.47%
58
26.90%
8.97%
10.49%
12.11%
13.45%
59
26.78%
8.93%
10.44%
12.05%
13.39%
60
26.66%
8.89%
10.40%
12.00%
13.33%
61
26.54%
8.85%
10.35%
11.94%
13.27%
62
26.42%
8.81%
10.30%
11.89%
13.21%
63
26.32%
8.77%
10.26%
11.84%
13.16%
64
26.20%
8.73%
10.22%
11.79%
13.10%
Note 1
The rates listed in the schedules may change without notice.
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