Changes in your family situation

The parents must notify us of any change in their family situation, except for new births.

• The spouse is the person to whom the beneficiary is married, united in a civil union or united in a de facto (common law) union.
• A person is considered to be a de facto spouse after 12 months of cohabitation (any breakdown of less than 90 days does not interrupt the 12-month period) or when the person is the biological or adoptive parent of one of your children.

In the event of the breakdown of a union, spouses will be considered to be de facto separated when the separation has lasted at least 90 days. Wait until that period has passed before declaring your new conjugal status.