Buy-Backs

Buy-Backs

This brochure addresses various aspects of buy-backs: advantages, cost, procedure, terms of payment, differences between the PA and the PSPA, effect on taxes, etc.

Last update: October 2020.

To apply for a buy-back, you must send one of the following two forms to Retraite Québec, or both according to your situation, along with the required supporting documents, if any:

Tariff schedules for certain service buy‑backs


Tariff schedules for certain service buy‑backs

This section is a complement to the information providedin the brochure entitled Buy‑Backs This link will open in a new window..

A few clarifications on tax rule limits and buy‑backs


A few clarifications on tax rule limits and buy‑backs

This document is a complement to the information provided in the brochure entitled Buy-Backs This link will open in a new window.. It explains how some limits may apply to the benefits obtained through buy‑back.

Better Prepare Your Retirement with a Buy-Back of Service

This document will emphasize the importance of applying for a buy-back as quickly as possible.

Last update: May 2016.
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