When a member or retiree dies, a public-sector pension plan provides for the priority payment of benefits to the surviving spouse. The benefits vary depending on the pension plan and status of the deceased member or retiree at the time of his or her death.
However, the spouse can waive his or her spousal benefits in favour of the heirs and subsequently revoke such a waiver by notifying us in writing. We must receive the notice before the member or retiree dies. If the notice is incomplete, the waiver or revocation of the waiver will be deemed invalid.