You must file your application for a buy-back while you are still a member of your plan.
To file an application for a buy-back, you must complete one of the following forms, or both, and send it or them to Retraite Québec, depending on your situation:
To find out which of the above-mentioned forms must be filed based on the type of period, please consult the section entitled. The most common type of buy-backs, above. The forms are available on Retraite Québec's website and can be sent using the Sending a document online service.
If you have questions regarding your situation, you can contact:
- the pension plan administrator in your human resources department
- your union, or your professional or managers' association
- Retraite Québec's Centre des relations avec la clientèle.
Once Retraite Québec receives your buy-back application, we will contact your current employer and the employer or employers concerned by the periods to be bought back in order to obtain the information required to process your application.
If the study of your file shows that the periods can indeed be bought back, we will send you a buy-back proposal, which you are free to accept, in whole or in part, or reject. The proposal will indicate the cost and payment terms of the buy-back, and will be valid for 60 days. You can make
online bill payments for a buy‑back through an authorized financial institution.
Please note that if we do not receive the acceptance of this buy-back proposal within 60 days following the date of the proposal, your buy-back application will be considered to never have been made.