Application for a Retirement Pension Under a Public-Sector Pension Plan

• Active step 1

  Pension application

• Next step 2

  Confirmation and payment of your preliminary retirement pension

• Next step3

  Confirmation et payment of your increased retirement pension

Pension application

90 days before the month of your retirement

Once you have decided to retire and you have made an agreement with your employer concerning the date on which you will stop working, you must:

• Submitting a retirement pension application

  Complete the Application for a Retirement Pension Under a Public-Sector Pension Plan form (RSP-079A) and send it to us online. 

  Log in to My Account to track your application and consult your documents whenever it is convenient for you. 

  You can also update your communication preferences in order to receive your documents digitally only and to receive notifications during the various stages of your application's progress, as well as when a document has been uploaded to your personalized file. 

  For help filing your application, you can contact the pension plan administrator at your current workplace. You can also contact Retraite Québec.

• Respecting the recommended time limit

  Retraite Québec must receive your application form at least 90 days before the first day of the month of your retirement in order for you to receive confirmation of your pension and ensure it is paid as of the date you have chosen.

  For example, if you stop working in December, we should receive your application 90 days before December 1 (in other words, by September 1 at the latest).

  In order for you to be eligible for a pension, all your employment ties must have ended before your retirement date. You and your employer must set the end date of your employment ties before you can file your application for a retirement pension. Your employment ties end following:

  • a resignation;
  • a dismissal;
  • the end of an employment contract;
  • the moment your name is removed from a recall list in accordance with the provisions of your collective agreement or working conditions.

  Please note that we will contact your employer (or employers) to validate the date of your retirement and obtain information required to process your application.

• Retirement and buy-backs

  To optimize your retirement planning, we recommend you talk to your employer about the possibility of enclosing an application for a buy-back with your application. Note that once you have retired, you will no longer be able to apply for buy-backs.

  Our Buy-Back Cost Estimator  calculation tool allows you to assess how buying back your days of absence will affect your pension or the date on which you retire.

  To apply for a buy-back, you must send one of the following two forms to Retraite Québec, or both according to your situation, along with the required supporting documents, if any:

  • Application for a buy-back of one or more periods of absence (RSP‑727A‑ABS)
  • Application for a buy-back of one or more periods of work (RSP‑727A‑WRK)

  For more information, consult the publication entitled Buy-Backs.

• Cancelling your application

  You can cancel your retirement pension application as long as the first payment following confirmation of your preliminary pension has not been cashed or deposited.