Supplemental pension plans

Consult our studies on retirement. Several of them have a section on supplemental pension plans.

Adhésion des travailleurs au RVER ou à un régime d'épargne-retraite (2017)

(Workers joining a VRSP or a retirement savings plan – 2017; French only)

The survey was conducted with Québec workers for the lead-up to a program evaluation on the implementation of voluntary retirement savings plans (VRSPs). Its purpose is to have more information on Québec workers' retirement savings and to gauge their opinion and behaviour regarding various retirement savings plans, including VRSPs.

Last update: March 2021.

Étude comparative sur la gouvernance des regimes de retraite

(Comparative study on pension plan governance; French only)

This study carried out by Retraite Québec on retirement plan governance compares the Québec plan to the plans of other Canadian jurisdictions. The study aims to provide Québec society with Retraite Québec's expertise with regard to retirement. The study was carried out within the context of the Plan d'action 2020 (2020 Action plan, French only).

Last update: December 2020.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Comportement des entreprises en matière d'épargne‑retraite

Faits saillants du sondage 2015 (Highlights of the 2015 survey to determine how companies behave with regard to retirement savings; French only)

The 2015 survey paints a portrait of the retirement market and employers' behaviour and knowledge concerning voluntary retirement savings plans (VRSPs).

Last update: September 2017.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Sondage auprès des PME sur leur opinion et leurs connaissances à l’égard des régimes de retraite pour les employés (2011)

(Survey on the knowledge and opinions of small businesses with regard to pension plans for employees – 2011; French only)

This survey tracks the changes pertaining to whether small businesses in Québec have been offering pension plans since 2005. It also determines the characteristics of those businesses that do offer plans, and the advantages they find in having them.

The survey also gages the knowledge of small businesses that do not offer pension plans when it comes to the various types, and determines their reasons for not offering one.

Last update: December 2011.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Sondage auprès des PME sur leur opinion et leurs connaissances à l’égard des régimes de retraite pour les employés (2010)

(Survey on the knowledge and opinions of small businesses with regard to pension plans for employees – 2010; French only)

The study compares small businesses in Québec that offer pension plans, including group RRSPs, to their employees, to those that do not. The employers describe the pros and cons associated with offering pension plans. They also touch on several other questions, including the connection between having a pension plan and the rate of employee turnover.

Consult a summary of the study

Last update: July 2010.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Sondage auprès des PME sur leur opinion et leur connaissance à l’égard des régimes de retraite pour les employés (2008)

(Survey on the knowledge and opinions of small businesses with regard to pension plans for employees – 2008; French only)

This study compares small businesses in Québec that offer pension plans, including group RRSPs, to their employees, to those that do not. The employers describe the pros and cons associated with offering pension plans. They also touch on several other questions, ranging from the hiring of older workers to the role that employers and government play in ensuring the financial security of Quebeckers.

Last update: October 2009.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Profil des PME aptes à implanter un instrument d'épargne-retraite pour leurs employés

(Small businesses and employee pension plans; French only)

This study profiles the businesses surveyed and gives the views of small businesses that do and do not offer an employee pension plan. It concludes with a profile of the businesses most likely to offer such a plan.

Consult a summary of the study

Last update: April 2008.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Étude sur la perception du RRS par les représentants en marketing des établissements financiers et les conseillers en assurance et rentes collectives

(Study on perceptions regarding the SIPP among marketing representatives from financial institutions and group pension plan and insurance consultants; French only)

This study is the result of a survey carried out among marketing representatives from financial institutions that offer simplified pension plans (SIPP) and group pension plan and insurance consultants. It aims to assess their knowledge and find out what they think of the SIPP. It also seeks to assess their interest in offering an SIPP as well as their practices in this regard.

Consult a summary of the study

Last update: June 2007.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Rôle des comités de retraite dans les régimes complémentaires de retraite et surveillance de la Régie des rentes du Québec

(The role of pension committees in supplemental pension plans and the supervisory role of the Régie des rentes du Québec; French only)

In 2005, the Régie mandated a committee of experts to study:

  • the role of pension committees
  • the Régie's supervisory role.

It completed its work in 2006 by submitting its report and recommendations to the Régie.

Consult:

Last update: May 2006.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Lecture de la situation financière des régimes à prestations déterminées (au 31 décembre 2002)

(Presentation on the financial situation of defined benefit plans (as at 31 December 2002); French only)

This presentation provides an analysis of the financial situation of defined benefit plans as at 31 December 2002 and a statement of the Régie des rentes du Québec with respect to this situation.

The presentation includes a technical note.

Last update: February 2003.

This PDF document may contain barriers to accessibility. You can obtain assistance by calling us.

Top of page